Sandisiwe is an economist and independent consultant with over 12 years of experience in financial inclusion, gender and women’s economic empowerment, gender-responsive finance, market systems, research, strategy, and stakeholder engagement across Africa and other emerging markets. She currently serves as an associate director at FinProbity Solutions. Since 2014, she has worked as an independent consultant, undertaking assignments for organisations including the Gates Foundation, BFA Global, UN Women, the World Bank, FinMark Trust, the Access to Insurance Initiative (A2ii), and the International Labour Organization’s Impact Insurance Facility. From 2010 to 2014, she was stakeholder engagement manager and senior researcher at the Centre for Financial Regulation and Inclusion (Cenfri), where she managed stakeholder relationships and research projects, authored and co-authored financial inclusion publications, and supported assignments across South Africa, Kenya, Namibia, Tanzania, and Zimbabwe. Earlier in her career, she worked as a researcher and consultant at the Economic Justice Network. Sandisiwe holds a Master of Commerce in Economics and a Bachelor of Commerce (Honours) in Economics from Rhodes University, South Africa, as well as an Executive Master of Business Administration (EMBA) from the Quantic School of Business and Technology, USA.
Her experience spans financial inclusion, women’s financial inclusion and economic empowerment, gender-responsive financial services and financing, digital financial services and payments, inclusive insurance and microinsurance, financial-sector policy and regulatory frameworks, consumer protection, consumer behavior and customer value proposition development, public procurement, enterprise and market-system development, and innovative financing approaches. She has conducted gender financial inclusion diagnostics and supported the development of gender-inclusive financial services and gender-smart financing approaches for development finance institutions. Her work on women’s economic empowerment and public procurement in South Africa has included supporting government efforts to advance women’s economic empowerment through revisions to public procurement legislation, while her research on women-owned enterprises and digital marketplaces in India and Uganda examined barriers and opportunities affecting women entrepreneurs’ access to markets and digital platforms. Her combination of economic analysis, financial-sector expertise, gender-responsive approaches, market systems knowledge, and stakeholder engagement experience enables her to support organizations in understanding markets, identifying barriers and opportunities, designing inclusive strategies, and translating research and evidence into practical solutions.

